First Step To Home Ownership

Dated: September 3 2013

Views: 554

Home ownership is the american dream. Everyone wants to own there own home not only to have a place to truly call home, but to quit throwing away money renting. There are first  time buyers, second time, third time and those that are veteran home buyers and sellers. No matter which category you fall into; the most important step in today's real estate market is the pre-approval step. Not only is it the most important, but it should be the first step. In today's real estate market sellers are very savvy to the need for pre-approval. Since it is more time consuming to obtain final loan approval sellers want to be sure that if they accept an offer, and are taking their home off the market for 30-60 days from a potential buyer, that the buyer is welll qualified. From the buyers perspective getting pre-approved will allow you enjoy a stress free home shopping experience. If you are not pre-approved and you find the home of your dreams, there is a certain level of stress involved while you are waiting for the answer from the lender on whether or not you are approved, and a level of disappointment if you get denied. A pre-approval can uncover potential problems that could cause a denial. Sometimes the these issues can be resolved before you go home shopping. To reduce the stress get pre-approved first. Knowing that your job, credit and income meet the lenders requirements, and the homes you are looking fit within the lenders required budget will give you more piece of mind as your looking at homes. And for those of you who think that there is no way that you wouldn't get approved, think again. There is not a lender or bank on this planet that is just handing out money anymore. The rules have changed make sure you fit the program do not assume you do. It could be very defeating if you find out later something you could have found out in the beginning.  Contact us today! We look forward to speaking with you! Russell Banki 713-480-0889  www.coolhoustonhomes.com Russell Banki Owner/Realtor (CNE, ALHS) of Best Priced Properties 713-480-0889 Zing Ventures LLC

Blog author image

Russell Banki REALTOR® ALHS CNE

Russell Banki ALHS, CNE REALTOR Hite Properties Cell: 713-480-0889 Best Priced Properties Team Montgomery & Harris County TX Real Estate Experts Clients First!Treating the relationship with f....

Want to Advertise on this Site?

Latest Blog Posts

Just Listed In Spring Texas In The Sought After Community Of Hannover Forest Just A Mile From I45

OPEN HOUSE SATURDAY 7/31 FROM 12 NOON TO 1:30 PM2122 Melanie Park Drive Spring, TX 77388DON'T MISS THIS GORGEOUS HOME within a mile of I45, Grand Parkway & easy access to Hardy Toll Rd,

Read More

Congrats To Both Buying And Selling Clients On The Purchase Of The Acreage Lot In Conroe TX

Congrats to both buying and selling clients on the sale of this fantastic acreage lot in Conroe TX off 1488!  Sold quickly at full list and was a smooth process for both parties! Can

Read More

Congrats To Our Sellers In San Antonio JUST SOLD In REDLAND WOODS

Congrats to our sellers in San Antonio! Thank you for your trust in us!!We quickly put their home under contract and sold it for $11,100 over list with no additional costs to sellers! 

Read More

Acreage Property Just Listed On Fm 1488 In The Desirable Community Of Lake Forest

JUST LISTED79 Lake Forest Circle Conroe, TX 77384Rare opportunity in the highly desirable community of Lake Creek Forest off of FM 1488!! Don’t wait! 1.69 ACRES! CORNER LOT at the highest

Read More