First Step To Home Ownership

Dated: September 3 2013

Views: 537

Home ownership is the american dream. Everyone wants to own there own home not only to have a place to truly call home, but to quit throwing away money renting. There are first  time buyers, second time, third time and those that are veteran home buyers and sellers. No matter which category you fall into; the most important step in today's real estate market is the pre-approval step. Not only is it the most important, but it should be the first step. In today's real estate market sellers are very savvy to the need for pre-approval. Since it is more time consuming to obtain final loan approval sellers want to be sure that if they accept an offer, and are taking their home off the market for 30-60 days from a potential buyer, that the buyer is welll qualified. From the buyers perspective getting pre-approved will allow you enjoy a stress free home shopping experience. If you are not pre-approved and you find the home of your dreams, there is a certain level of stress involved while you are waiting for the answer from the lender on whether or not you are approved, and a level of disappointment if you get denied. A pre-approval can uncover potential problems that could cause a denial. Sometimes the these issues can be resolved before you go home shopping. To reduce the stress get pre-approved first. Knowing that your job, credit and income meet the lenders requirements, and the homes you are looking fit within the lenders required budget will give you more piece of mind as your looking at homes. And for those of you who think that there is no way that you wouldn't get approved, think again. There is not a lender or bank on this planet that is just handing out money anymore. The rules have changed make sure you fit the program do not assume you do. It could be very defeating if you find out later something you could have found out in the beginning.  Contact us today! We look forward to speaking with you! Russell Banki 713-480-0889  www.coolhoustonhomes.com Russell Banki Owner/Realtor (CNE, ALHS) of Best Priced Properties 713-480-0889 Zing Ventures LLC

Blog author image

Russell Banki REALTOR® ALHS CNE

Russell Banki ALHS, CNE REALTOR Hite Properties Cell: 713-480-0889 Best Priced Properties Team Montgomery & Harris County TX Real Estate Experts Clients First!Treating the relationship with f....

Want to Advertise on this Site?

Latest Blog Posts

Very Happy Selling Clients In Houston TX

Congrats to our selling clients! Thank you for trusting us to get your home sold quickly! Utilizing our 72Sold program they sold their home for full list price with multiple offers second day on the

Read More

Pristine Home For Sale In Panorama Village

Pristine Home for Sale in Panorama Village! 6 Stone Creek Conroe TX 77304 Do not miss this gorgeous 3373 sqft 4/3.5/3 car garage home in #Conroe on the #golfcourse!Russell and

Read More

Move In Just In Time For The Holidays Pristine 2 Story Home In Conroe TX

6 Stone Creek Conroe, TX 77304AMAZING OPPORTUNITY in this well-loved beautiful GOLF COMMUNITY just north of The Woodlands, close to I-45 w/short commute to IAH Airport & minutes to LAKE CONROE!!

Read More

Unique Find In The Inner Loop Of Houston Texas

                                 

Read More