First Time Home Buyers

Dated: 11/20/2012

Views: 1038

  Quick Tips for Getting Started on Your Home Purchase
 
Buying a home can be a complex process, but it doesn't have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them.

To start with, the lender will need personal information to verify employment for you and your co-borrower (if there is one). They will also need information regarding all of your debts and assets.
In order to expedite the paperwork process, start gathering the following items:
  • Most recent paystubs for one month.
  • W2s from the last two years.
  • Signed copies of your last two years' tax returns, including all schedules that were filed.
  • Homeowner's insurance company name and number.
  • Most recent bank statements for two months.
  • Most recent statements from any retirement and investment accounts for two months.
Let us help you evaluate your personal situation and assist you in finding the loan program that works best to meet your individual goals and needs. Call our preferred lender today.
Blog author image

Russell Banki REALTOR® ALHS CNE

Russell Banki ALHS, CNE REALTOR Hite Properties Cell: 713-480-0889 Best Priced Properties Team Montgomery & Harris County TX Real Estate Experts Clients First!Treating the relationship with f....

Want to Advertise on this Site?

Latest Blog Posts

7 Things That Will Not Increase Your Home Value

Photo credit: The Balance In fact, these improvements may turn buyers off By: Elizabeth Weintraub Homeowners often assume that upgrades and renovations always make their place more

Read More

Key To Selling Your Home

Below is simply the process of selling your home and the steps involved. What makes the difference in your outcome is who you choose to handle the sell of your home. This is key!Meet with a

Read More

Houston Home Sales Hot In August Russell And Melissa Banki BestPricedPropertiesTeam Houston Homes

Consumers drive sales volumes to near-record levels as interest rates stay lowHOUSTON — (September 11, 2019) — Temperatures weren’t the only thing soaring in August. Home sales registered

Read More

Houston Homes Sales Heat Up In August Russell And Melissa Banki BestPricedPropertiesTeam Montgomery

Take a FRESH Look at Houston Housing - FRESH REPORT for August 2019! Are you thinking about selling this Fall or Spring of 2020?Make an appointment with us:  936-445-0216 or 713-480-0889

Read More