First Time Home Buyers

Dated: November 20 2012

Views: 1086

  Quick Tips for Getting Started on Your Home Purchase
 
Buying a home can be a complex process, but it doesn't have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them.

To start with, the lender will need personal information to verify employment for you and your co-borrower (if there is one). They will also need information regarding all of your debts and assets.
In order to expedite the paperwork process, start gathering the following items:
  • Most recent paystubs for one month.
  • W2s from the last two years.
  • Signed copies of your last two years' tax returns, including all schedules that were filed.
  • Homeowner's insurance company name and number.
  • Most recent bank statements for two months.
  • Most recent statements from any retirement and investment accounts for two months.
Let us help you evaluate your personal situation and assist you in finding the loan program that works best to meet your individual goals and needs. Call our preferred lender today.
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Russell Banki REALTOR® ALHS CNE

Russell Banki ALHS, CNE REALTOR Hite Properties Cell: 713-480-0889 Best Priced Properties Team Montgomery & Harris County TX Real Estate Experts Clients First!Treating the relationship with f....

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